What is Interest Rate Risk in the Banking Book (IRRBB)?
In 2016, the Basel Committee on Banking Supervision (BCBS) issued new standards on Interest Rate Risk in the Banking Book commonly referred to as IRRBB. Before these standards, the Basel Committee had...
View ArticleBest Banks for Each type of Account
Opening up a new checking or savings account is simple. Some banks have made it so streamlined. You can complete the whole process online and in less than 15 minutes. Talk about fast! Just because some...
View ArticleThe Failure Mechanics of Dealer Banks
This reading is a part of the syllabus for FRM Part 2 Exam in the section ‘Operational and Integrated Risk Management’. In this paper, the author explains the key failure mechanics of large dealer...
View ArticleObservations and Developments in Risk Appetite Frameworks and IT Infrastructure
This reading is a part of the syllabus for FRM Part 2 Exam in the section ‘Operational and Integrated Risk Management’. The report summarizes the efforts of two SSG working groups to assess the...
View ArticleStress Testing Banks
This reading is a part of the syllabus for FRM Part 2 Exam in the section ‘Operational and Integrated Risk Management’. How much capital and liquidity does a bank need – to support its risk taking...
View ArticlePerspectives on Liquidity Stress Testing (Iceland Example)
This reading is a part of the syllabus for FRM Part 2 Exam in the section ‘Current Issues in Financial Markets’. The global financial crisis revealed weaknesses in the stress testing exercises...
View ArticleALM Overview – Dimensions of Risk Management for a Depository
This document provides an excellent overview of ALM and financial risk management in a Depository. The topics covered include: ALM background and framework Highlights in interest rate risk Regulatory...
View ArticleWhat are Bitcoins?
Over the past few weeks the talk about bitcoins has been taking importance and almost every media publication is talking it. Some people are looking at it as the future of ecommerce, while others are...
View ArticleInstallment Loans: Tips to Understanding the Loan Agreement
When life throws you a financial curveball, bouncing back isn’t always that simple. Unexpected bills, a car repair, or a home repair can dig deep into your wallets. In circumstances such as these, many...
View ArticleHow Banks Meet Customer Expectations
The relationship between company and customer is based on trust, particularly in the case of financial organizations. Customers seek financial products to save, invest or take risk. This relationship...
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